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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,189 | $80,992+210.1% | $96,534+160.2% | $75,173+234.1% |
| Participation rate | 82.1% | 71.8%+10.4pp | 76.0%+6.2pp | 67.2%+14.9pp |
| Annual return | 14.86% | 27.05%-12.2pp | 25.88%-11.0pp | 160.72%-145.9pp |
| Employer contribution / active EE | $2,910 | $2,283+27.5% | $2,965-1.9% | $2,671+8.9% |
| Participant deferral / active EE | $6,769 | $3,929+72.3% | $4,851+39.5% | $4,126+64.1% |
| Admin fee / account holder | $7,856 | $6,717+17.0% | $8,253-4.8% | $5,651+39.0% |