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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,539 | $86,949+206.5% | $102,460+160.1% | $80,959+229.2% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 10.12% | 18.89%-8.8pp | 29.47%-19.4pp | 35.67%-25.6pp |
| Employer contribution / active EE | $3,256 | $2,370+37.4% | $3,025+7.6% | $2,757+18.1% |
| Participant deferral / active EE | $7,655 | $4,121+85.8% | $5,056+51.4% | $4,300+78.0% |
| Admin fee / account holder | $11,135 | $8,048+38.4% | $9,460+17.7% | $6,925+60.8% |