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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,381 | $95,453+239.8% | $112,040+189.5% | $82,448+293.4% |
| Participation rate | 85.7% | 72.8%+13.0pp | 76.5%+9.2pp | 68.1%+17.6pp |
| Annual return | 15.44% | 23.92%-8.5pp | 24.52%-9.1pp | 41.64%-26.2pp |
| Employer contribution / active EE | $2,836 | $2,318+22.4% | $2,954-4.0% | $2,551+11.2% |
| Participant deferral / active EE | $6,807 | $4,224+61.2% | $5,098+33.5% | $4,139+64.5% |
| Admin fee / account holder | $20,092 | $9,013+122.9% | $12,098+66.1% | $7,234+177.7% |