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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,675 | $109,411+48.7% | $89,435+81.9% | $158,982+2.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 0.24% | 345.68%-345.4pp | 245.55%-245.3pp | 302.99%-302.7pp |
| Employer contribution / active EE | $9,422 | $3,173+197.0% | $2,587+264.2% | $4,763+97.8% |
| Participant deferral / active EE | $6,670 | $4,600+45.0% | $3,890+71.4% | $5,983+11.5% |
| Admin fee / account holder | $10,214 | $6,159+65.8% | $4,884+109.1% | $11,252-9.2% |