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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,914 | $96,419+130.2% | $80,648+175.2% | $139,487+59.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 5.50% | 1352.86%-1347.4pp | 937.21%-931.7pp | 373.84%-368.3pp |
| Employer contribution / active EE | $3,309 | $3,261+1.5% | $2,724+21.5% | $4,755-30.4% |
| Participant deferral / active EE | $8,676 | $5,225+66.0% | $4,443+95.3% | $6,713+29.3% |
| Admin fee / account holder | $15,545 | $6,605+135.4% | $5,382+188.8% | $11,407+36.3% |