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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,163 | $104,953+31.6% | $84,637+63.2% | $152,909-9.6% |
| Participation rate | 72.7% | 74.8%-2.1pp | 68.2%+4.5pp | 82.5%-9.7pp |
| Annual return | 5.54% | 373.94%-368.4pp | 258.82%-253.3pp | 345.46%-339.9pp |
| Employer contribution / active EE | $1,999 | $3,304-39.5% | $2,653-24.7% | $4,764-58.0% |
| Participant deferral / active EE | $3,608 | $4,691-23.1% | $3,900-7.5% | $5,851-38.3% |
| Admin fee / account holder | $95,726 | $6,244+1433.0% | $4,914+1847.9% | $11,601+725.2% |