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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,187 | $135,956+30.3% | $123,894+43.0% | $273,972-35.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -0.49% | 56.63%-57.1pp | 47.52%-48.0pp | 41.46%-41.9pp |
| Employer contribution / active EE | $10,749 | $5,170+107.9% | $4,617+132.8% | $4,869+120.8% |
| Participant deferral / active EE | $8,894 | $6,343+40.2% | $5,984+48.6% | $5,287+68.2% |
| Admin fee / account holder | $782 | $9,817-92.0% | $8,357-90.6% | $10,133-92.3% |