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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,875 | $157,304+36.6% | $141,197+52.2% | $152,909+40.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -3.68% | 64.34%-68.0pp | 71.41%-75.1pp | 345.46%-349.1pp |
| Employer contribution / active EE | $11,314 | $5,263+115.0% | $4,736+138.9% | $4,764+137.5% |
| Participant deferral / active EE | $11,111 | $7,111+56.2% | $6,710+65.6% | $5,851+89.9% |
| Admin fee / account holder | $60,157 | $12,126+396.1% | $10,265+486.0% | $11,601+418.6% |