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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,427 | $148,623+17.4% | $135,974+28.3% | $139,466+25.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.98% | 79.30%-74.3pp | 68.30%-63.3pp | 373.66%-368.7pp |
| Employer contribution / active EE | $4,141 | $5,246-21.1% | $4,859-14.8% | $4,754-12.9% |
| Participant deferral / active EE | $13,130 | $8,103+62.0% | $7,760+69.2% | $6,712+95.6% |
| Admin fee / account holder | $102,357 | $12,406+725.1% | $10,767+850.7% | $11,409+797.2% |