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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 PRINCETO · PENNINGTON, NJ 08534 | Advisory (Plan) | $19,674 |
ASCENSUS LLC2 years Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $12,050 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,098 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,811 | $77,901+15.3% | $149,717-40.0% | $75,181+19.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.53% | 31.73%-19.2pp | 134.41%-121.9pp | 160.69%-148.2pp |
| Employer contribution / active EE | $5,802 | $3,137+84.9% | $4,820+20.4% | $2,671+117.3% |
| Participant deferral / active EE | $4,308 | $3,411+26.3% | $5,682-24.2% | $4,126+4.4% |
| Admin fee / account holder | $512 | $5,949-91.4% | $13,213-96.1% | $5,650-90.9% |