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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL Service code 15 · EIN 04-1590850 | Recordkeeping | $1,509 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,150 | $46,732+0.9% | $156,551-69.9% | $55,167-14.5% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | 3.56% | 17.72%-14.2pp | 32.23%-28.7pp | 169.23%-165.7pp |
| Employer contribution / active EE | $3,090 | $2,105+46.8% | $5,501-43.8% | $1,963+57.5% |
| Participant deferral / active EE | $2,847 | $2,204+29.1% | $4,871-41.6% | $3,054-6.8% |
| Admin fee / account holder | $302 | $418-27.8% | $13,028-97.7% | $504-40.0% |