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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,723 | $174,379+94.2% | $152,093+122.7% | $138,895+143.9% |
| Participation rate | 94.1% | 81.6%+12.5pp | 77.8%+16.4pp | 79.9%+14.2pp |
| Annual return | 14.57% | 74.86%-60.3pp | 66.36%-51.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $4,081 | $4,652-12.3% | $4,175-2.2% | $4,194-2.7% |
| Participant deferral / active EE | $10,339 | $6,159+67.9% | $5,451+89.6% | $6,396+61.6% |
| Admin fee / account holder | $1,663 | $16,880-90.1% | $14,497-88.5% | $12,562-86.8% |