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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,032 | $202,342+1.8% | $172,752+19.3% | $152,897+34.8% |
| Participation rate | 86.4% | 87.1%-0.7pp | 82.6%+3.7pp | 82.5%+3.9pp |
| Annual return | 23.50% | 1029.83%-1006.3pp | 802.97%-779.5pp | 345.43%-321.9pp |
| Employer contribution / active EE | $6,710 | $5,858+14.6% | $5,144+30.4% | $4,764+40.9% |
| Participant deferral / active EE | $7,364 | $5,948+23.8% | $5,198+41.7% | $5,851+25.8% |
| Admin fee / account holder | $5,977 | $17,111-65.1% | $13,955-57.2% | $11,599-48.5% |