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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,910 | $217,427+25.1% | $185,837+46.3% | $167,518+62.3% |
| Participation rate | 94.7% | 86.0%+8.7pp | 81.7%+13.0pp | 82.1%+12.6pp |
| Annual return | 11.33% | 148.39%-137.1pp | 122.08%-110.7pp | 478.71%-467.4pp |
| Employer contribution / active EE | $6,689 | $5,874+13.9% | $5,168+29.4% | $4,838+38.2% |
| Participant deferral / active EE | $10,099 | $6,357+58.9% | $5,568+81.4% | $6,342+59.2% |
| Admin fee / account holder | $8,218 | $19,816-58.5% | $16,241-49.4% | $12,312-33.3% |