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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,838 | $48,274+36.4% | $63,244+4.1% | $59,633+10.4% |
| Participation rate | 87.5% | 66.3%+21.2pp | 71.0%+16.5pp | 68.7%+18.8pp |
| Annual return | -2.79% | -240.79%+238.0pp | -70.31%+67.5pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $6,753 | $1,586+325.7% | $2,322+190.9% | $2,203+206.6% |
| Participant deferral / active EE | $2,805 | $2,343+19.8% | $2,953-5.0% | $3,192-12.1% |
| Admin fee / account holder | $9,967 | $3,600+176.9% | $5,893+69.1% | $4,297+132.0% |