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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,295 | $58,391+32.4% | $76,657+0.8% | $72,975+5.9% |
| Participation rate | 72.5% | 67.4%+5.1pp | 72.1%+0.4pp | 69.5%+3.0pp |
| Annual return | 18.25% | 2306.65%-2288.4pp | 1166.74%-1148.5pp | 81.01%-62.8pp |
| Employer contribution / active EE | $3,580 | $1,787+100.4% | $2,303+55.5% | $2,440+46.7% |
| Participant deferral / active EE | $2,317 | $2,690-13.9% | $3,335-30.5% | $3,608-35.8% |
| Admin fee / account holder | $8,758 | $4,014+118.2% | $6,423+36.4% | $5,124+70.9% |