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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,886 | $54,162+27.2% | $68,612+0.4% | $64,173+7.3% |
| Participation rate | 86.1% | 68.1%+18.1pp | 72.2%+13.9pp | 69.6%+16.5pp |
| Annual return | -7.69% | -1.62%-6.1pp | -4.63%-3.1pp | 7.63%-15.3pp |
| Employer contribution / active EE | $3,399 | $1,846+84.1% | $2,625+29.5% | $2,381+42.7% |
| Participant deferral / active EE | $2,593 | $2,626-1.3% | $3,311-21.7% | $3,470-25.3% |
| Admin fee / account holder | $6,549 | $4,029+62.6% | $5,131+27.6% | $4,887+34.0% |