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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,374 | $107,733+84.1% | $92,985+113.3% | $154,746+28.2% |
| Participation rate | 33.3% | 74.6%-41.2pp | 69.5%-36.2pp | 80.7%-47.4pp |
| Annual return | 14.16% | 30.39%-16.2pp | 27.99%-13.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,055 | $3,126-66.2% | $2,662-60.4% | $4,379-75.9% |
| Participant deferral / active EE | $3,408 | $5,053-32.6% | $4,377-22.1% | $6,730-49.4% |
| Admin fee / account holder | $178 | $11,369-98.4% | $9,463-98.1% | $14,365-98.8% |