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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,374 | $123,000+61.3% | $105,582+87.9% | $198,609-0.1% |
| Participation rate | 33.3% | 76.8%-43.4pp | 71.8%-38.4pp | 82.4%-49.0pp |
| Annual return | 14.16% | 18.31%-4.2pp | 18.61%-4.5pp | 202.70%-188.5pp |
| Employer contribution / active EE | $1,055 | $3,582-70.5% | $2,984-64.6% | $5,055-79.1% |
| Participant deferral / active EE | $3,408 | $5,013-32.0% | $4,353-21.7% | $6,977-51.1% |
| Admin fee / account holder | $178 | $16,254-98.9% | $12,856-98.6% | $19,030-99.1% |