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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,728 | $100,203-54.4% | $85,240-46.4% | $145,897-68.7% |
| Participation rate | 68.8% | 74.1%-5.4pp | 67.5%+1.2pp | 80.3%-11.6pp |
| Annual return | 9.34% | 84.28%-74.9pp | 66.75%-57.4pp | 552.29%-543.0pp |
| Employer contribution / active EE | $1,376 | $3,242-57.6% | $2,735-49.7% | $4,663-70.5% |
| Participant deferral / active EE | $2,041 | $5,299-61.5% | $4,527-54.9% | $6,689-69.5% |
| Admin fee / account holder | $14,130 | $7,265+94.5% | $6,165+129.2% | $13,390+5.5% |