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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,345 | $42,383-14.2% | $76,518-52.5% | $64,173-43.4% |
| Participation rate | 38.5% | 58.1%-19.7pp | 68.0%-29.5pp | 69.6%-31.1pp |
| Annual return | -3.41% | -16.54%+13.1pp | -0.27%-3.1pp | 7.63%-11.0pp |
| Employer contribution / active EE | $685 | $1,563-56.2% | $2,647-74.1% | $2,381-71.2% |
| Participant deferral / active EE | $1,161 | $2,566-54.8% | $3,836-69.7% | $3,470-66.5% |
| Admin fee / account holder | $189 | $3,198-94.1% | $4,849-96.1% | $4,887-96.1% |