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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,707 | $77,638+140.5% | $156,551+19.3% | $62,881+196.9% |
| Participation rate | 87.0% | 71.2%+15.8pp | 84.0%+2.9pp | 69.3%+17.7pp |
| Annual return | 4.17% | 50.33%-46.2pp | 32.23%-28.1pp | 20.14%-16.0pp |
| Employer contribution / active EE | $7,010 | $3,444+103.6% | $5,501+27.4% | $2,281+207.3% |
| Participant deferral / active EE | $4,517 | $3,046+48.3% | $4,871-7.3% | $3,203+41.0% |
| Admin fee / account holder | $6,372 | $5,561+14.6% | $13,028-51.1% | $4,296+48.3% |