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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,181 | $84,236+119.8% | $170,435+8.7% | $70,126+164.1% |
| Participation rate | 80.7% | 70.8%+9.9pp | 83.6%-2.9pp | 69.5%+11.2pp |
| Annual return | 11.68% | 23.06%-11.4pp | 205.94%-194.3pp | 73.15%-61.5pp |
| Employer contribution / active EE | $6,376 | $3,387+88.2% | $5,432+17.4% | $2,343+172.2% |
| Participant deferral / active EE | $4,365 | $3,086+41.5% | $4,939-11.6% | $3,332+31.0% |
| Admin fee / account holder | $12,391 | $5,698+117.4% | $13,881-10.7% | $4,645+166.7% |