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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,504 | $73,848+151.2% | $143,799+29.0% | $68,486+170.9% |
| Participation rate | 82.8% | 66.7%+16.1pp | 80.3%+2.4pp | 67.9%+14.9pp |
| Annual return | -21.45% | 0.91%-22.4pp | -0.04%-21.4pp | -7.85%-13.6pp |
| Employer contribution / active EE | $8,074 | $3,184+153.6% | $4,952+63.1% | $2,597+211.0% |
| Participant deferral / active EE | $5,814 | $3,385+71.8% | $5,638+3.1% | $4,028+44.4% |
| Admin fee / account holder | $4,615 | $5,755-19.8% | $14,677-68.6% | $5,404-14.6% |