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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,682 | $81,504+367.1% | $102,437+271.6% | $80,959+370.2% |
| Participation rate | 82.8% | 66.9%+15.9pp | 74.5%+8.3pp | 67.7%+15.1pp |
| Annual return | 11.23% | 25.60%-14.4pp | 24.95%-13.7pp | 35.67%-24.4pp |
| Employer contribution / active EE | $21,035 | $3,104+577.8% | $3,871+443.5% | $2,757+662.9% |
| Participant deferral / active EE | $12,300 | $3,871+217.8% | $5,060+143.1% | $4,300+186.0% |
| Admin fee / account holder | $6,106 | $6,719-9.1% | $8,388-27.2% | $6,925-11.8% |