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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,274 | $153,769-59.5% | $133,975-53.5% | $273,972-77.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 2.52% | 36.51%-34.0pp | 29.29%-26.8pp | 41.46%-38.9pp |
| Employer contribution / active EE | $5,085 | $6,029-15.7% | $5,211-2.4% | $4,869+4.4% |
| Participant deferral / active EE | $7,733 | $6,958+11.1% | $6,282+23.1% | $5,287+46.3% |
| Admin fee / account holder | $5,562 | $11,765-52.7% | $9,324-40.3% | $10,133-45.1% |