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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,634 | $227,291-6.4% | $214,702-1.0% | $155,188+37.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 12.08% | 60.08%-48.0pp | 54.55%-42.5pp | 148.84%-136.8pp |
| Employer contribution / active EE | $6,309 | $6,772-6.8% | $6,461-2.3% | $4,248+48.5% |
| Participant deferral / active EE | $10,169 | $9,582+6.1% | $9,147+11.2% | $6,531+55.7% |
| Admin fee / account holder | $922 | $20,413-95.5% | $19,830-95.4% | $14,480-93.6% |