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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,847 | $184,000-34.9% | $162,185-26.1% | $152,909-21.6% |
| Participation rate | 76.9% | 88.5%-11.6pp | 87.6%-10.6pp | 82.5%-5.5pp |
| Annual return | 37.33% | 150.80%-113.5pp | 115.61%-78.3pp | 345.46%-308.1pp |
| Employer contribution / active EE | $4,525 | $6,370-29.0% | $5,613-19.4% | $4,764-5.0% |
| Participant deferral / active EE | $6,913 | $8,033-13.9% | $7,297-5.3% | $5,851+18.1% |
| Admin fee / account holder | $4,714 | $13,124-64.1% | $10,844-56.5% | $11,601-59.4% |