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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,032 | $145,431+120.7% | $211,142+52.0% | $87,485+267.0% |
| Participation rate | 72.4% | 84.7%-12.3pp | 87.3%-14.9pp | 68.9%+3.5pp |
| Annual return | 6.06% | 27.21%-21.1pp | 46.84%-40.8pp | 26.06%-20.0pp |
| Employer contribution / active EE | $8,691 | $4,662+86.4% | $6,442+34.9% | $2,596+234.8% |
| Participant deferral / active EE | $11,912 | $6,859+73.7% | $9,284+28.3% | $4,274+178.7% |
| Admin fee / account holder | $80,515 | $17,052+372.2% | $19,076+322.1% | $7,775+935.6% |