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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,845 | $157,304+48.0% | $141,197+64.9% | $152,909+52.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 3.43% | 64.34%-60.9pp | 71.41%-68.0pp | 345.46%-342.0pp |
| Employer contribution / active EE | $9,947 | $5,263+89.0% | $4,736+110.0% | $4,764+108.8% |
| Participant deferral / active EE | $12,487 | $7,111+75.6% | $6,710+86.1% | $5,851+113.4% |
| Admin fee / account holder | $56,684 | $12,126+367.5% | $10,265+452.2% | $11,601+388.6% |