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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,973 | $138,076+100.6% | $123,553+124.2% | $135,380+104.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 9.79% | 153.70%-143.9pp | 119.21%-109.4pp | 519.81%-510.0pp |
| Employer contribution / active EE | $8,704 | $5,152+69.0% | $4,628+88.1% | $4,779+82.1% |
| Participant deferral / active EE | $12,305 | $6,800+81.0% | $6,426+91.5% | $5,609+119.4% |
| Admin fee / account holder | $11,181 | $10,917+2.4% | $9,284+20.4% | $10,828+3.3% |