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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,381 | $185,883+37.4% | $170,043+50.2% | $139,466+83.1% |
| Participation rate | 81.0% | 87.8%-6.8pp | 87.0%-6.1pp | 80.3%+0.6pp |
| Annual return | -7.89% | 60.54%-68.4pp | 53.40%-61.3pp | 373.66%-381.6pp |
| Employer contribution / active EE | $3,255 | $7,596-57.2% | $6,790-52.1% | $4,754-31.5% |
| Participant deferral / active EE | $10,563 | $11,626-9.1% | $10,410+1.5% | $6,712+57.4% |
| Admin fee / account holder | $7,215 | $15,393-53.1% | $12,824-43.7% | $11,409-36.8% |