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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,987 | $72,177-15.5% | $115,038-47.0% | $59,633+2.3% |
| Participation rate | 66.7% | 72.6%-5.9pp | 81.4%-14.7pp | 68.7%-2.0pp |
| Annual return | 7.73% | 12.02%-4.3pp | 26.14%-18.4pp | 2041.45%-2033.7pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,558 | $4,783+16.2% | $6,026-7.8% | $3,192+74.2% |
| Admin fee / account holder | $1,970 | $4,927-60.0% | $8,175-75.9% | $4,297-54.2% |