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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,118 | $76,551-20.2% | $123,894-50.7% | $62,881-2.8% |
| Participation rate | 65.6% | 73.0%-7.4pp | 81.4%-15.8pp | 69.3%-3.7pp |
| Annual return | 8.44% | 18.68%-10.2pp | 47.52%-39.1pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,458 | $2,882-49.4% | $4,617-68.4% | $2,281-36.1% |
| Participant deferral / active EE | $5,327 | $4,840+10.1% | $5,984-11.0% | $3,203+66.3% |
| Admin fee / account holder | $16,393 | $4,826+239.7% | $8,357+96.2% | $4,296+281.6% |