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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,400 | $85,766-20.2% | $136,298-49.8% | $70,126-2.5% |
| Participation rate | 63.9% | 74.2%-10.3pp | 81.9%-18.0pp | 69.5%-5.7pp |
| Annual return | 18.53% | 31.46%-12.9pp | 5156.27%-5137.7pp | 73.15%-54.6pp |
| Employer contribution / active EE | $1,540 | $2,966-48.1% | $4,696-67.2% | $2,343-34.2% |
| Participant deferral / active EE | $4,427 | $5,051-12.4% | $6,247-29.1% | $3,332+32.9% |
| Admin fee / account holder | $1,500 | $5,421-72.3% | $9,244-83.8% | $4,645-67.7% |