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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,837 | $56,287+144.9% | $80,977+70.2% | $62,881+119.2% |
| Participation rate | 87.5% | 68.9%+18.6pp | 75.8%+11.7pp | 69.3%+18.2pp |
| Annual return | 9.63% | 22.13%-12.5pp | 17.11%-7.5pp | 20.14%-10.5pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $8,383 | $4,196+99.8% | $5,696+47.2% | $3,203+161.7% |
| Admin fee / account holder | $5,399 | $3,742+44.3% | $5,517-2.1% | $4,296+25.7% |