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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,007 | $58,600+154.3% | $83,327+78.8% | $64,173+132.2% |
| Participation rate | 87.5% | 72.0%+15.5pp | 77.8%+9.7pp | 69.6%+17.9pp |
| Annual return | -1.44% | 9.66%-11.1pp | 10.64%-12.1pp | 7.63%-9.1pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $10,160 | $4,656+118.2% | $5,565+82.6% | $3,470+192.8% |
| Admin fee / account holder | $1,793 | $9,282-80.7% | $7,540-76.2% | $4,887-63.3% |