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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,656 | $52,911+137.5% | $73,309+71.4% | $59,633+110.7% |
| Participation rate | 96.4% | 68.2%+28.2pp | 74.9%+21.5pp | 68.7%+27.8pp |
| Annual return | 0.88% | 12.20%-11.3pp | 5.67%-4.8pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $0 | $1,909-100.0% | $3,237-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $10,230 | $4,069+151.4% | $4,991+105.0% | $3,192+220.5% |
| Admin fee / account holder | $1,248 | $3,835-67.5% | $5,635-77.8% | $4,297-71.0% |