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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,422 | $102,382-22.4% | $147,005-46.0% | $80,874-1.8% |
| Participation rate | 64.3% | 75.8%-11.6pp | 82.2%-17.9pp | 67.6%-3.4pp |
| Annual return | 19.08% | 134.89%-115.8pp | 418.76%-399.7pp | 35.62%-16.5pp |
| Employer contribution / active EE | $2,640 | $3,715-28.9% | $4,934-46.5% | $2,756-4.2% |
| Participant deferral / active EE | $8,248 | $6,646+24.1% | $8,070+2.2% | $4,297+92.0% |
| Admin fee / account holder | $2,180 | $7,942-72.6% | $13,006-83.2% | $6,935-68.6% |