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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,422 | $102,422-22.5% | $147,117-46.0% | $80,959-1.9% |
| Participation rate | 64.3% | 75.9%-11.6pp | 82.2%-17.9pp | 67.7%-3.4pp |
| Annual return | 19.08% | 135.16%-116.1pp | 420.54%-401.5pp | 35.67%-16.6pp |
| Employer contribution / active EE | $2,640 | $3,717-29.0% | $4,932-46.5% | $2,757-4.3% |
| Participant deferral / active EE | $8,248 | $6,652+24.0% | $8,065+2.3% | $4,300+91.8% |
| Admin fee / account holder | $2,180 | $7,953-72.6% | $12,993-83.2% | $6,925-68.5% |