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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,348 | $98,766-74.3% | $149,730-83.1% | $79,852-68.3% |
| Participation rate | 59.5% | 75.8%-16.3pp | 82.5%-23.0pp | 69.6%-10.1pp |
| Annual return | 26.17% | 27.43%-1.3pp | 276.70%-250.5pp | 31.72%-5.6pp |
| Employer contribution / active EE | $1,869 | $3,217-41.9% | $4,645-59.8% | $2,471-24.4% |
| Participant deferral / active EE | $5,859 | $5,681+3.1% | $6,843-14.4% | $3,740+56.6% |
| Admin fee / account holder | $947 | $6,052-84.4% | $9,310-89.8% | $5,306-82.2% |