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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,835 | $52,678-49.1% | $75,784-64.6% | $59,633-55.0% |
| Participation rate | 72.7% | 67.2%+5.5pp | 75.8%-3.1pp | 68.7%+4.1pp |
| Annual return | -1.06% | 2.95%-4.0pp | 9.68%-10.7pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $216 | $2,193-90.2% | $3,323-93.5% | $2,203-90.2% |
| Participant deferral / active EE | $2,074 | $2,591-19.9% | $3,652-43.2% | $3,192-35.0% |
| Admin fee / account holder | $592 | $3,610-83.6% | $5,300-88.8% | $4,297-86.2% |