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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,034 | $78,682-13.5% | $109,188-37.7% | $85,851-20.8% |
| Participation rate | 96.8% | 68.3%+28.5pp | 75.9%+20.9pp | 69.3%+27.5pp |
| Annual return | 10.14% | 25.09%-15.0pp | 25.76%-15.6pp | 318.63%-308.5pp |
| Employer contribution / active EE | $628 | $2,734-77.0% | $3,723-83.1% | $2,565-75.5% |
| Participant deferral / active EE | $4,741 | $3,468+36.7% | $4,654+1.9% | $3,952+20.0% |
| Admin fee / account holder | $874 | $5,470-84.0% | $6,755-87.1% | $6,261-86.0% |