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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $697,497 | $73,988+842.7% | $96,538+622.5% | $75,177+827.8% |
| Participation rate | 0.0% | 66.4%-66.4pp | 74.3%-74.3pp | 67.2%-67.2pp |
| Annual return | 13.43% | 26.73%-13.3pp | 35.74%-22.3pp | 160.75%-147.3pp |
| Employer contribution / active EE | $2,172 | $2,930-25.9% | $3,740-41.9% | $2,671-18.7% |
| Participant deferral / active EE | $5,583 | $3,660+52.5% | $4,880+14.4% | $4,126+35.3% |
| Admin fee / account holder | $25,575 | $5,220+390.0% | $6,737+279.6% | $5,651+352.5% |