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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,778 | $202,440-18.6% | $169,390-2.7% | $139,466+18.1% |
| Participation rate | 55.6% | 81.1%-25.6pp | 77.2%-21.6pp | 80.3%-24.8pp |
| Annual return | 28.83% | 532.36%-503.5pp | 406.07%-377.2pp | 373.66%-344.8pp |
| Employer contribution / active EE | $1,898 | $4,693-59.5% | $4,013-52.7% | $4,754-60.1% |
| Participant deferral / active EE | $8,045 | $6,940+15.9% | $6,222+29.3% | $6,712+19.9% |
| Admin fee / account holder | $3,639 | $10,722-66.1% | $9,015-59.6% | $11,409-68.1% |