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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,843 | $226,135-47.9% | $182,558-35.4% | $152,909-22.9% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.0%-6.6pp | 82.5%-11.0pp |
| Annual return | 21.86% | 192.60%-170.7pp | 148.59%-126.7pp | 345.46%-323.6pp |
| Employer contribution / active EE | $2,291 | $4,979-54.0% | $4,076-43.8% | $4,764-51.9% |
| Participant deferral / active EE | $6,662 | $6,371+4.6% | $5,526+20.6% | $5,851+13.8% |
| Admin fee / account holder | $884 | $10,707-91.7% | $8,594-89.7% | $11,601-92.4% |