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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,030 | $190,916-38.2% | $160,037-26.2% | $134,545-12.3% |
| Participation rate | 55.6% | 82.0%-26.4pp | 78.0%-22.4pp | 81.2%-25.7pp |
| Annual return | -6.92% | 552.79%-559.7pp | 408.95%-415.9pp | 418.37%-425.3pp |
| Employer contribution / active EE | $1,344 | $4,996-73.1% | $4,226-68.2% | $4,742-71.7% |
| Participant deferral / active EE | $6,144 | $6,925-11.3% | $6,184-0.6% | $6,401-4.0% |
| Admin fee / account holder | $3,249 | $10,497-69.0% | $8,716-62.7% | $11,431-71.6% |