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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,004 | $227,597-38.0% | $189,575-25.6% | $167,536-15.8% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.4%-3.4pp | 82.1%-7.1pp |
| Annual return | 27.01% | 78.44%-51.4pp | 64.19%-37.2pp | 478.82%-451.8pp |
| Employer contribution / active EE | $1,093 | $5,316-79.4% | $4,412-75.2% | $4,839-77.4% |
| Participant deferral / active EE | $6,039 | $7,002-13.8% | $6,174-2.2% | $6,342-4.8% |
| Admin fee / account holder | $6,745 | $11,877-43.2% | $9,806-31.2% | $12,315-45.2% |