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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,353 | $172,111-86.4% | $150,298-84.5% | $137,256-83.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 8.89% | 69.37%-60.5pp | 62.79%-53.9pp | 220.34%-211.4pp |
| Employer contribution / active EE | $2,868 | $4,636-38.1% | $4,154-31.0% | $4,156-31.0% |
| Participant deferral / active EE | $2,651 | $6,166-57.0% | $5,453-51.4% | $6,407-58.6% |
| Admin fee / account holder | $18,212 | $16,471+10.6% | $14,116+29.0% | $12,270+48.4% |