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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,148 | $209,425-84.2% | $178,499-81.4% | $158,966-79.1% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 14.08% | 188.80%-174.7pp | 151.10%-137.0pp | 302.95%-288.9pp |
| Employer contribution / active EE | $1,614 | $5,707-71.7% | $5,011-67.8% | $4,762-66.1% |
| Participant deferral / active EE | $2,856 | $5,955-52.0% | $5,202-45.1% | $5,983-52.3% |
| Admin fee / account holder | $658 | $17,078-96.1% | $13,986-95.3% | $11,250-94.1% |