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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,501 | $127,790+40.5% | $106,555+68.5% | $167,536+7.1% |
| Participation rate | 75.0% | 78.3%-3.3pp | 76.1%-1.1pp | 82.1%-7.1pp |
| Annual return | 11.19% | 33.88%-22.7pp | 26.80%-15.6pp | 478.82%-467.6pp |
| Employer contribution / active EE | $1,441 | $3,428-58.0% | $2,819-48.9% | $4,839-70.2% |
| Participant deferral / active EE | $6,041 | $5,088+18.7% | $4,399+37.3% | $6,342-4.7% |
| Admin fee / account holder | $17,046 | $11,229+51.8% | $7,408+130.1% | $12,315+38.4% |