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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,621 | $118,708+42.9% | $98,920+71.5% | $158,982+6.7% |
| Participation rate | 80.0% | 77.8%+2.2pp | 76.0%+4.0pp | 82.0%-2.0pp |
| Annual return | 21.58% | 372.49%-350.9pp | 196.47%-174.9pp | 302.99%-281.4pp |
| Employer contribution / active EE | $1,165 | $3,334-65.0% | $2,689-56.7% | $4,763-75.5% |
| Participant deferral / active EE | $6,095 | $5,089+19.8% | $4,245+43.6% | $5,983+1.9% |
| Admin fee / account holder | $6,885 | $10,134-32.1% | $6,643+3.6% | $11,252-38.8% |