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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,429 | $118,496+19.4% | $98,461+43.6% | $139,466+1.4% |
| Participation rate | 75.0% | 77.5%-2.5pp | 75.2%-0.2pp | 80.3%-5.3pp |
| Annual return | 14.42% | 18.96%-4.5pp | 21.17%-6.8pp | 373.66%-359.2pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,363 | $5,393-37.6% | $4,738-29.0% | $6,712-49.9% |
| Admin fee / account holder | $2,648 | $14,056-81.2% | $8,961-70.5% | $11,409-76.8% |